房地产:real estate 楼市:real estate market 物业管理:property management 水电费:utilities 按揭:mortgage loan 首付:down payment 分期付款:installments 开发商:property developer 高层公寓楼:high-rise apartment buildings 别墅:villa 露台terrace 公寓apartment 阳台:balcony ​​​​住房公基金:housing fund 组合贷款:loan portfolio 两居室:two-bedroom apartment 二手房交易:second-hand housing transaction 印花税:stamp duty 装修:decoration 室内设计:interior design 炒房:property speculation 房屋中介:housing intermediary agency